A List of Hospital Plans in South Africa

A hospital plan is designed to help an individual cope with the financial costs of becoming injured or sick. The simple benefit of having a hospital plan on your side is that, if you get hospitalised due to some unforeseen circumstances, the cost of hospitalisation and medical treatment would be provided for by the organisation providing the cover.

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How Much Does A Hospital Plan Cost?

Every individual in South Africa, at some point in his life, has a debate inside his head where he cannot decide whether he should pay for a hospital plan or a medical aid scheme membership. This debate usually focuses around the kind of money that is required for each type of medical protection and the kind of features on offer.

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When Should You Choose a Hospital Plan over a Medical Aid?

A hospital plan is more limited than a comprehensive medical aid scheme membership. However, at the same time, hospital plans are much cheaper than a membership of a full medical aid programme.

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Do Hospital Plans Cover Private Hospitals?

There is a huge divide between the kind of services that private hospitals provide and the kind of services that public hospitals provide. The majority of South African citizens have this belief that the kind of medical treatment they will get at a private hospital would be significantly better than that of public hospitals.

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What Does A Hospital Plan Cover?

It is common for people to find it difficult to differentiate between a hospital plan and full – fledged medical aid membership. The reason for this is that there is a very thin line between these two types of medical protection programmes and both of them provide similar covers.

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